Why did the government decide to raise the retirement age? Retirement age in Russia As it was before

2019 is one of the landmark years in the Russian pension system. After all, the retirement age is being raised, albeit smoothly, but by 5 years. But along with such an increase in age, an increase in the amount of pension maintenance should also be expected. We will figure out who the indexation will affect, how many times it will be done, and what kind of legal assistance in Moscow may be required.

Will the amount of pension content increase? Pension reform in Russia.

In 2018, the media constantly circulated information about the increase in pensions in 2019. Albeit with numerous clarifications, but many pointed to the increase. However, if we analyze all the regulatory legal acts that relate to the amounts of pensions for 2019, it becomes clear that there will be no increase.

We are talking exclusively about indexing, which is not technically an increase. The fact is that indexation is carried out according to plan and from year to year. And there will indeed be an increase in pensions in 2019 with the help of indexation, and not in February, as it usually happens, but from January 01. And pensioners will receive an additional amount that more than doubles the projected official inflation.

Thus, the January increase coefficient is 1.0705, which is 7.05% of the amount of the pension content relative to 2018. At the same time, those pensioners who, according to the schedule, receive a pension in the first 10 days of the month received an increased amount already in December 2018.

How many indexations are planned for 2019

Back in the summer of 2018, some officials pointed to a double indexation of pensions in 2019. And therefore, many are interested in what month of 2019 will increase pensions for the second time. To answer this question, let's break down all the pension increases planned by the authorities.

January 2019 - insurance old-age / seniority pensions for non-working pensioners. February 2019 - increase in the social support of the Pension Fund of the Russian Federation, that is, indexation of the UDV, burial benefits, NSU. April 2019 - social pensions. August 2019 - recalculation ( correction) of pensions of the working category of pensioners.

As you can see from the list, there is no talk of double indexing. Let's analyze each of the indexing options in a little more detail.

January 2019 pension increase.

Pensions are indexed in accordance with the indexation schedule developed for the transitional period of increasing the retirement age. Since the transition will take 5 years, then indexing will be carried out for all 5 years and, most likely, in January.

It turns out that from January 1, 2019, there is an increase in the amount of pension maintenance by 7.05%. But only those who:

received a pension assignment; completed employment at least 3 months before indexation (that is, September 30 inclusive); by the time of indexation, is not listed in the state (or out of state) of enterprises, does not conduct entrepreneurial activities and is not a self-employed citizen.

Many pensioners decided to take advantage of the loophole left by the state. So, some Muscovites quit in early autumn. Having received the required indexation of 7.05% (taking into account past increases), they plan to find a job again. Since the authorities will not be able to cancel indexation, they will be able to receive an increased pension, but at the same time continue to work.

Indexation of pensions for working pensioners in 2019.

As in previous years, due to the difficult economic situation in the country, indexation for working pension recipients is not planned in 2019. But this became known back in the fall of 2018, but at the same time there was a rumor that, in principle, there would be no increase.

Moscow working pensioner Fyodor Zh. turned to a lawyer for help: his pension was not indexed. The man explained that he was afraid that the indexation would not affect him even if he quit his job. The lawyer explained that his pension would be raised 3 months after his dismissal, and all missed indexations would be taken into account.

Of course, many working pensioners fear that when they increase the pension of non-working pensioners in 2019, they will simply be “forgotten” about them and they won’t have to wait for an increase when they finally retire. But this is not so, and all the due amounts will be paid to them 3 months after the dismissal, and for 3 “missed” months too.

Who will receive a pension increase in February 2019.

The February increase in pensions will affect far from all pensioners, but only those who receive the EDV and NSI, and the payments themselves do not relate to the amount of the pension content. The recipients of lump-sum cash payments include veterans, disabled people, Heroes of the USSR and the Russian Federation.

The indexation coefficient is only 1.034, therefore, for disabled people of group I, the increase will be only 123.32 rubles. Some other categories will not have to count on this amount. For example, disabled people of group III will be “pleased” with only 70.49 rubles.

Will there be an increase in pensions for pensioners in April 2019.

The April increase applies only to recipients of social pensions and pensions that are based on the basic social pension rate. Of course, at the end of 2018, there were rumors that there would be no increase. And, alas, it really won't. However, indexation will still take place, so the question of whether the pension will be increased in 2019 for “social workers” can still be answered in the affirmative.

Another talk about the increase factor. It will be only 2.4%, which is lower compared to 2018 (2.9%), but higher compared to 2018 (1.5%). From April 2019, the basic rate of social pension will increase to the amount of 5,304.57 rubles. However, taking into account the Constitution of the Russian Federation and other regulatory legal acts, a pensioner cannot receive a monthly allowance less than the pensioner's subsistence level, which is set at the federal level in the amount of 8,846 rubles.

How much will the pension increase in August 2019

The August adjustment applies exclusively to working pensioners and does not affect the rights of non-working pension recipients. This is not a classic promotion and not even indexing. The amount of maintenance is adjusted taking into account:

the value of pension points, which in 2019 are regarded as 1 point = 87.24 rubles; the number of pension points earned per year, but not more than 3.

Consequently, the maximum possible increase in the pension content will be only 261.72 rubles. to the pension you receive.

Are you interested in what pensions will be increased in 2019 and by how much? Ask a question to the lawyer of the site for free by phone or online.

Medvedev launched pension reform

Russian Prime Minister Dmitry Medvedev announced an increase in the retirement age. The government proposes to raise the retirement age for men from the current 60 to 65, and for women from 55 to 63. Thus, the last "transition year" will be 2034, when the retirement age for women will reach a new level. From 2019, the retirement age will rise by one year every two years - for example, men born in 1959 and women born in 1964 will receive the right to retire in 2020, namely, at the age of 61 and 56 years respectively.

Pensions will grow faster

The government claims that raising the retirement age is long overdue and all conditions have been created for this. The current retirement age was introduced back in 1956 in the USSR, when the level of medical and social security was at a low level. Raising the retirement age is necessary, according to the Cabinet, for a more rapid growth of the pensions themselves. At the moment, according to Medvedev, pensions are growing by an average of 400-500 rubles a year (in 2016, the growth was 399 rubles, in 2017 - 524 rubles, in 2018 it will be 481 rubles), the reform will increase the growth rate pension provision twice - by a thousand rubles a year. According to the results of 2017, the average pension amounted to 13,620 rubles, so by the time the reform is completed, it can grow by at least 10,000 rubles.

Russia took the example of raising the retirement age from Kazakhstan

The retirement age in Russia is one of the lowest not only in the whole world, but even in comparison with its closest neighbors and countries of the former Soviet Union. For example, in Kazakhstan, the retirement age for men is 63 years, and for women - 58 years, this level was set back in 2001. Moreover, since 2018, the second stage of increase has been going on in Kazakhstan - by 2027, the retirement age for women will rise to the level of men. Belarus began raising the retirement age in 2017 and intends to bring it up to 63 years for men and 58 years for women, it is planned to do this by 2022. For comparison, the retirement age in Norway, which Russia often takes as an example, is 67 for both men and women; in the UK, both sexes retire at 65.

The government will set European pension standards

During the government meeting, the Prime Minister said that the Cabinet intends to raise the issue of ratifying the Convention on Minimum Standards for Social Security. “Its provisions will make it possible to bring the legislative regulation of the pension sphere to international standards. It establishes a clear correlation between the average pension and average earnings,” Dmitry Medvedev said. One of the fundamental principles of the Convention is that the pension must be at least 40 percent of the lost income, that is, the employee's salary.

Pension reform is overdue

As of January 1, 2018, the official population of Russia was 146.9 million people. Of these, 46.5 million people are pensioners, that is, 31.7 percent of the total, while working pensioners, according to official statistics, were 26.4 percent of the total number of pensioners, or 12.3 million people. The authorities insist that more than 50 percent of citizens remain in work upon reaching retirement age. For example, in 2017, 1.45 million people retired, and 0.73 million of them continued to work. The government fears that the proportion of working pensioners will continue to grow, which will prevent the other half from raising their pensions.

When the current pension standards were set for one pensioner, 3.7 people of working age “paid” (paid pension and insurance contributions to social funds) in the pension system. The current demographic situation and trends in the labor market will lead to the fact that by 2019 only two able-bodied people will “pay” for one pensioner - the system may not even be able to cope with payments at the current level.

Current retirees have nothing to fear

Dmitry Medvedev noted during a government meeting that the current pensioners have nothing to worry about. “With regard to current pensioners, no rules are changing,” the prime minister assured. Moreover, retirement age benefits will be maintained. We are talking about citizens who work in hazardous and hazardous industries, women with five or more children, disabled people, Chernobyl survivors and others. For workers in the Far North, the retirement age will be set at 60 and 58, respectively. An additional benefit is provided for citizens with long experience - they will be able to retire two years ahead of schedule. We are talking about women with more than 40 years of experience and men with more than 45 years of experience.

VAT also went up

In addition to raising the retirement age, during a government meeting, it was announced that the value added tax (VAT) would be raised from the current 18 percent to 20 percent. As First Deputy Prime Minister Anton Siluanov noted at the meeting, this measure will make it possible to receive an additional 600 billion rubles in tax revenues per year. “These funds, together with additional income from the completion of the oil and gas maneuver, will be the main sources for financing the national development goals set in the presidential decree of May this year,” Siluanov said. As planned by the government, the tax increase will also allow businesses to participate in raising the pensions of Russians, while without the reform it would not be possible to maintain the current level of insurance premiums paid by businesses - they would have to be increased.

Documents will be sent to the State Duma

According to Medvedev, the law on raising the retirement age and VAT will be sent to the State Duma in the near future. “All draft laws, all accompanying documents should be sent to the State Duma as soon as possible so that our fellow deputies can consider them in the first reading before the end of the spring session. Therefore, I ask all relevant ministers and deputy prime ministers, the government apparatus to deal with this as a priority,” the prime minister demanded. Medvedev, in turn, expressed the hope that the parliament will support the proposed innovations and quickly accept them. After the State Duma and the Federation Council, the documents will be signed by the President of Russia.

The issue of pensions is quite acute in the country. With a small average payment, the Pension Fund has a huge deficit and cannot cover the necessary expenses in order to provide the population with well-deserved money for old age.

There is a complex of reasons that caused such a problem. The difficult economic situation in the country only increases the importance of this issue. Therefore, the issue of revising the retirement age for the population is often raised now.

Talk about such a measure gives rise to rumors and legitimate anxiety among ordinary people, so it’s worth sorting out the issue. We present to your attention the latest on this topic.

Why raise the retirement age

The current retirement age in Russia is 60 for men and 55 for women. By the way, this criterion has not been revised for more than 80 years. Such parameters were adopted as early as 1932. However, a lot of time has passed since then and many things have changed.

The pension fund is in deficit, and the annual loss of money amounts to hundreds of billions of rubles. This suggests that the taxes that citizens pay are not enough to provide pensions to all those in need.

Because of this, additional funding from the state treasury is required, which, against the backdrop of problems with the economy, is very painful for the state budget.

According to experts, the deficit will decrease over the years and is expected to fall by 20% in 2019. However, this is not enough. Raising the retirement age will help quickly offset the deficit and provide additional injections into the Russian treasury.

Increased life expectancy

An increase in life expectancy is a very positive characteristic, but it creates problems for the Pension Fund specifically.

The fact is that at the time of the adoption of the current values ​​of the retirement age, the average life expectancy was much less. As a result, the country had a large percentage of able-bodied citizens who paid taxes to the Pension Fund and there was no deficit.

Now the situation has changed dramatically. About a quarter of all Russian citizens receive pensions. It is worth deducting the unemployed and children from the total population, and then we get such a picture when the taxes paid are not enough to ensure pension payments.

In addition, it is worth considering that many Russians do not officially find employment or hide their income level, as a result of which they pay smaller contributions to the Pension Fund.

At the same time, experts predict a constant increase in life expectancy of Russians. Already now it is more than 72 years old. In 5-6 years, it can reach a value of 76 years.

With such dynamics and while maintaining the current retirement age, by 2030 a third of the entire population of Russia will receive a pension. And it will be a very big blow to the economy.

Opinion of the authorities on raising the retirement age

The government is debating whether to raise the retirement age or not. The Center for Strategic Research believes that this is a necessary step. Only in this way, according to the leader of this instance, it is possible to prevent the fall of the country's economy and create conditions for its constant growth.

As officials say, the results of such a move will be visible almost immediately and will provide excellent support for the state budget.

At the same time, adherents of this opinion believe that the retirement age should be raised to 63 years. Without this, stable economic growth cannot be achieved, they believe.

The current government categorically disagrees with this initiative. The Ministry of Labor said that the economy is growing already.

According to representatives of this organization, the deficit of the Pension Fund in 2019 will not decrease by 20% compared to 2017, as experts predict, but by 50%. Such indicators are generally achievable, but only on the condition that Russia is not shaken by new problems. Much depends on the price of oil.

Among the top leadership of the country, the issue of raising the retirement age has not yet been raised. According to experts, this is due to the upcoming elections - such discussions can lead to a rapid drop in ratings.

However, after the elections, provided that the current leaders remain in power, and there is no tendency for a rapid decrease in the PFR deficit, a revision of the retirement age is quite possible.

The Pension Fund itself says that there have been no orders to revise the retirement age.

Thus, at the current moment in 2019 it is not planned to adjust this parameter. As stated in the FIU, they will deal with the shortage of funds in a different way - cuts. So, for 2017, the plans were to reduce the staff by 10%.

Models for raising the retirement age

It should be noted that the initiators of such adjustments understand how painful the fact of raising the retirement age can be perceived by the population. Therefore, the government proposed several options in order to mitigate such an adjustment.

The age is proposed to be changed to 65 for men and 63 for women.

The retirement age will not change immediately:

• The government may increase the rate by six months every 12 months to ensure the smoothest possible transition.
• The second option is to increase the age by a year every 12 months. Then the economic benefits will be more tangible.

The Ministry of Economy and Development offers the option of raising up to 63 years for men and women at the same time - a practice that is used in several countries.

An option is also being discussed with a gradual transition to the age of 60 for women and 65 for men. The transition with this strategy is the smoothest. For men, every year the age will increase by 3 months, for women - by six months.

One way or another, now the government has not officially announced such intentions. Whether this will come true is a question, the answer to which depends on the state of the Russian economy. It remains to be hoped that its uniform growth will help maintain the old retirement parameters for the longest possible time.

Video news

Remember the buzz about raising the retirement age? In addition, there are other features of the pension reform that are important to know about. The retirement age itself will not be raised immediately, but within 10 years, so we will start with those amendments that will affect pensioners in a few days.

It's about adding to your pension. Does this increase really exist and how much will the state add after January 1? Here we analyze only the laws and the current regulations, without rumors and speculations.

Ekaterina Miroshkina

economist

The main thing about raising pensions

Here are the main conditions for indexing pensions:

1. Insurance pensions in 2019 will grow by 7.05%. One point now costs 87.24 rubles, the fixed part will be 5334 rubles.
2. The average pension in Russia will increase by a thousand rubles a month and will amount to 15,400 rubles. But everyone will have their own gain. The increase depends on the previous size of the pension.
3. Every year the pension will grow by about a thousand rubles. Again, average. Indexing is approved for five years in advance.
4. The 7.05% pension increase applies only to non-working pensioners. Workers have indexation on other conditions and at other times.
5. We took all this from federal law No. 350-FZ, and not from the media and public statements of officials.
6. Pensions increase every year. Previously, the amount of the increase was about half that.

What increase are you talking about?

It's about the indexation of pensions. The state centrally increases payments to all pensioners by some percentage. This is how they compensate for inflation: food, utilities, travel and medicines become more expensive, and many older people have no other sources of income.

When discussing the law on pension reform, it was about an increase for current pensioners. They were promised to increase the amount of pensions by about a thousand rubles. With the amount of payments of 13-14 thousand rubles, the increase for many is very significant. The condition for the increase actually appeared in the law.

As it was before?

Typically, insurance pensions were indexed to a percentage that was slightly higher than official inflation. For example, with inflation of 2.5%, the indexation of labor pensions was 3.7%. In terms of the average pension in Russia, this is 500 rubles a month.

For example, last year indexation was after February 1 and amounted to 3.7%. This means that pensioner Ivan Ivanovich received 14 thousand rubles of pension until February 1, and began to receive 14,500.

In fact, the increase turned out to be symbolic: it simply went to compensate for the price increase.

The increase in rubles depends on the size of the pension. If Ivan Ivanovich receives 14 thousand rubles, in 2018 he was given 500 rubles, and Petr Petrovich with a pension of 10 thousand - only 370 rubles.

How will it be from 2019?

In 2019, insurance pensions will be indexed by 7.05%. This is almost double what it was a year ago, much more than usual, and double the estimated official inflation. For all the time of indexation under the new rules, there has never really been such an increase. And this increase is no longer just a promise of officials, but a norm of federal law.

Finding her is not so easy. In the laws on pensions, you will not find mention of 7.05% and thousands of rubles. Therefore, we tell where the indexing condition is hidden:

1. There is a federal law on changes to pensions. It was signed on October 3, 2018 and will be operational from January 1, 2019.
2. This law outlines the main budget items of the PFR. Paragraph 7 of article 10 specifies the fixed value of the pension point. This cost is multiplied by the number of points that each pensioner has accumulated. This is how pensions are considered in Russia.
3. In 2018, one point costs 81.49 rubles, and in 2019 it will cost 87.24 rubles. Thus, the price of one point for the insurance pension increased by 7.05%.
4. The cost of points when calculating the labor pension is added to the fixed payment. It also increased by about 7%. In 2018, it is 4982 rubles, and from 2019 it will be 5334 rubles - about this in paragraph 8 of article 10 of the same law.
5. The fixed payout will increase equally for everyone. The total value of points depends on how many points you managed to accumulate during your work. But in general, the insurance pension will increase by 7%.

How much will pensions increase?

The increase depends on what kind of pension a particular person is being paid now. When they talk about a thousand rubles increase, they mean the average insurance pension in Russia - 14,414 rubles. If such a pension is increased by 7.05%, then the increase will be just a thousand. And a pensioner in 2019 will already receive 15,400 rubles.

If the pension is 12 thousand rubles, 850 rubles will be added, but 1400 will be added to the pension of 20 thousand.

How much will the insurance pension increase in 2019, R

Retirement in 2018

Retirement in 2019

How much will be added

Does this apply in general to all pensioners who have already been assigned a pension?

No, this only applies to non-working pensioners. If a pensioner works, his pension is not indexed during this period. It is recalculated once a year, taking into account the insurance premiums accumulated during the work, and that's all.

But when the pensioner quits, the payments will be recalculated taking into account indexations for the entire time of work. And they will immediately pay an increased pension.

Who is considered a working pensioner?

A working pensioner is someone who works officially and is an insured person. That is, they pay mandatory insurance premiums for it.

Here are examples when a pensioner is considered to be working:

1. He has an employment contract. Compulsory insurance premiums are paid by the employer.
2. He entered into a service or contract agreement. That is civil law. Then the customer must pay the fees.
3. The pensioner is registered as an individual entrepreneur on any taxation system. He pays mandatory contributions for himself.

How to get an increase in pension in 2019?

For this, two conditions must be met:

1. You have been assigned an insurance pension. That is, you have earned the minimum length of service and points and have reached retirement age.
2. You do not work and do not pay mandatory insurance premiums for you. Volunteers do not count.

You don't need to do anything special. The pension fund will calculate the supplement itself and pay it with the next pension for 2019.

Typically, the pension fund learns about the work of a pensioner from the information provided by employers. But if something was not taken into account, you can write a statement that the pensioner is no longer working - the pension will be indexed and they will pay an increase.

What will happen to pensions after 2019?

How pensions will be raised until 2024

2019

How much does a pension point cost

87.24 R

Raise

Fixed part of the pension

5334 R

Average pension

15 430 R

Average increase

1000 R

2020

How much does a pension point cost

$93.00

Raise

Fixed part of the pension

5686 R

Average pension

16 448 R

Average increase

1000 R

2021

How much does a pension point cost

98.86 R

Raise

Fixed part of the pension

6044 R

Average pension

17 484 R

Average increase

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